Skip to the content

TVC & APTA

DB Transfers Template

DB Transfers Template – The First Steps

Following on from our pre-launch article we provide our initial thoughts on the new DB Transfer Templates and assess their potential effectiveness.

GMP Equalisation - The Story So Far

Since the High Court Ruling in October 2018 that GMP should be equalised, we at O&M Pension Solutions are now seeing the impact of this in Cash Equivalent Transfer Values (CETV) issued to deferred members of defined benefit schemes.

DB Transfers Template - A Step in the Right Direction

Two years on from the initial roundtable discussion in July 2017, which O&M attended, we are now close to the point of the first DB Transfers Template being released.  

Partial Transfers

Partial Transfers - The Forgotten Flexible Option?

In this brief commentary we explore the option of Partial Transfers from DB pension schemes.

TVC - Not just a pretty picture

TVC – Not Just a Pretty Picture

Following on from our recent article which delves into the relationship between the APTA and the pension transfer report, O&M's Senior Technical Analyst Peter Pearce explains the need for the TVC to be underpinned by detailed scheme and member data.

APTA Maze

APTA and the Pension Transfer Analysis Report

There has been some confusion over the make-up of an Appropriate Pension Transfer Analysis (APTA) and its relationship with the pension transfer analysis report. This brief commentary should help to provide clarity on what is still a bone of contention for many advisers almost 6 months since its inception.

TVC = Transfer Value Confusion

Jason Wykes, Managing Director at O&M Pension Solutions explains some of the uncertainties around the TVC calculation to be used in defined benefit (DB) pension transfer advice.

TVC upgrade ready prior to FCA deadline

DB Pension Transfer Analysis specialists, O&M Pension Solutions, have today announced the release of the latest upgrade to their market leading TVA software which includes the introduction of the Transfer Value Comparator (TVC).