We provide our thoughts on the recently released CP19/25 consultation paper.
TVC & APTA
GMP Equalisation - The Story So Far
Since the High Court Ruling in October 2018 that GMP should be equalised, we at O&M Pension Solutions are now seeing the impact of this in Cash Equivalent Transfer Values (CETV) issued to deferred members of defined benefit schemes.
DB Transfers Template - A Step in the Right Direction
Two years on from the initial roundtable discussion in July 2017, which O&M attended, we are now close to the point of the first DB Transfers Template being released.
APTA and the Pension Transfer Analysis Report
There has been some confusion over the make-up of an Appropriate Pension Transfer Analysis (APTA) and its relationship with the pension transfer analysis report. This brief commentary should help to provide clarity on what is still a bone of contention for many advisers almost 6 months since its inception.
TVC = Transfer Value Confusion
Jason Wykes, Managing Director at O&M Pension Solutions explains some of the uncertainties around the TVC calculation to be used in defined benefit (DB) pension transfer advice.